This is my first entry with my real live experience on credit cards and loan system where ever you are in world its same traps so before I start I would like to tell you
I m just an ornery guy like you middle class 9-5 work simple living and thinking to get rich every day
My English is not so good so because its not my native language
What is credit card?
Credit card suppose to be for our help not to put in finance debt it was created for our bad time and when you need money and you don't have choice the concept was great for credit cards you take loan for immediate and then pay installments remember it was for bad time
now what we are doing with credit cards we are buying UN necessary items which we don't need or we can stay without them we are spending more then our income
and there the problem start we started spending more then our income what will happen when you spend money which dont own ?
how will you pay it back when you dont have plans
you will fall back in trap
you will start paying them until god knows
credit card becomes burden peaple started taking 2 3 4 cards
and paying from one and another end of the day they dont have any cash
they started relying on credit just beacuse they spend money on some thing they dont want
its human nature he always jump for bigger and bigger things
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